Car repair and insurance; require insurer to pay prevailing market amount, require OEM parts and other provisions.

SB 2411 would require auto insurers in Mississippi to pay the fair market rate for vehicle repairs (including glass replacement), not lower rates they typically offer. It mandates repairs use original manufacturer parts and procedures, bans insurers from charging referral fees for repair shops, and prohibits them from directing policyholders to specific shops. This directly affects vehicle owners filing insurance claims and repair shops, ensuring they aren’t forced to use cheaper parts or pay for restricted repair options. The bill, which died in committee in February 2025, aimed to make repairs more transparent and cost-effective for consumers.