Equality in Financial Services Act; enact.

SB 2370, the Equality in Financial Services Act, prohibits Mississippi financial institutions (including banks with over $100 million in assets and major payment processors) from denying, restricting, or terminating financial services based on a person’s protected First Amendment activities - such as religious exercise, political speech, refusal to support certain social initiatives (e.g., diversity audits or abortion services), or lawful business associations. It requires institutions to provide written explanations within 90 days if they deny services, and defines "discrimination" to include using "social credit scores" that evaluate protected conduct. The bill directly affects consumers denied services and mandates transparency, aligning with existing anti-discrimination law (Mississippi Code § 75-24-5). The bill died in committee in February 2025.