Licensed child care facilities; require to purchase and maintain a certain minimum amount of liability insurance.

HB 82 requires licensed child care facilities in Mississippi to purchase and maintain at least $300,000 in liability insurance per incident and $500,000 in total coverage annually. This applies to most licensed facilities, but tax-exempt child care providers are exempt from the insurance requirement. Facilities must submit proof of insurance to the licensing agency each year, and failure to comply could lead to license denial or suspension under existing regulations. The bill directly affects licensed child care operators by adding a financial safeguard requirement, aimed at protecting children and families during care.