Motor vehicle; revise law authorizing owner to designate beneficiary for transfer of ownership by increasing number of beneficiaries to four.

HB 178 increases the number of beneficiaries a Mississippi motor vehicle owner can designate to transfer ownership upon death from "one or more" to a maximum of four people. The bill amends definitions in Mississippi Code Sections 63-21-251 and 63-21-261 to explicitly allow up to four named beneficiaries. This change directly affects vehicle owners who use beneficiary designations instead of wills to transfer ownership after death. The law does not alter how the transfer occurs, only the maximum number of people who can be named.