Medicaid estate recovery; prohibit application of to obtain funds from ABLE accounts.

HB 1570 prohibits Mississippi Medicaid from seeking repayment for benefits from Mississippi ABLE accounts (Achieving a Better Life Experience accounts). The bill directly affects Medicaid recipients with ABLE accounts, ensuring these savings - used for disability-related expenses - cannot be claimed by the state to recover costs. It amends Medicaid estate recovery rules to explicitly exclude ABLE accounts and their proceeds from being treated as part of an estate. This change aligns Mississippi law with federal ABLE account protections under Section 529A of the Internal Revenue Code. The bill also updates related sections to ensure consistency in how ABLE accounts interact with Medicaid benefits.