Tort Claims Act; require governmental entities to carry no less than $500,000 insurance coverage.

HB 144 requires all Mississippi governmental entities - including state agencies and local governments - to maintain a minimum of $500,000 in liability insurance coverage for claims under the Tort Claims Act. This applies to all claims involving injuries caused by government actions, such as vehicle accidents or facility incidents. The bill mandates that the Tort Claims Board must approve each entity's insurance plan to ensure it meets this $500,000 minimum. This change updates existing coverage requirements to establish a uniform minimum standard for all entities facing tort claims.