Delinquent child support; require insurers to exchange claims information with MDHS for enforcement purposes.

HB 1382 requires Mississippi insurers to verify if claimants owe past-due child support before paying certain claims exceeding $500, including those for negligence, personal injury, or workers' compensation. Insurers must check with the Mississippi Department of Human Services (MDHS) within 10 days of claim opening and withhold the owed amount from payments if confirmed. The withheld funds are then remitted to child support enforcement within 30 days, with insurers facing $1,000+ fines per noncompliant claim. This directly affects insurers, claimants with unpaid child support, and MDHS enforcement efforts, aiming to use insurance payouts to collect overdue support.