Comprehensive Hurricane Damage Mitigation Program; rename to strengthen MS Homes Program and provide funding.

HB 1328 renames Mississippi's hurricane damage program to "Strengthen Mississippi Homes" and increases financial grants for retrofitting homes to $15,000 per property. It directly affects homeowners and commercial property owners seeking to make buildings more resistant to wind and hurricane damage through voluntary retrofitting. Key provisions include removing cost-benefit study requirements, allowing the Insurance Commissioner to set grant criteria via regulation, and creating a dedicated fund funded by insurance fees (including a 3% nonadmitted policy fee and agent fee portions). The bill also requires insurers to notify clients about the program within 30 days of filing insurance discount schedules.