Insurance reimbursement rate for certain out-of-state policies; remove exemptions for.

HB 1156 would require insurers to reimburse healthcare providers at the higher reimbursement rate from the state where an out-of-state health policy was issued (if that rate is higher than Mississippi's), removing an exemption for ERISA and self-funded health plans. This directly affects healthcare providers treating patients covered by out-of-state policies, particularly those under ERISA/self-funded plans currently exempt from this rule. The bill mandates that reimbursement rates match the issuing state's rate when higher, and benefits provided in that state must also be available in Mississippi. The bill died in committee on February 4, 2025, and never became law.