Uninsured motorist coverage; provide that coverage is mandatory in every automobile liability insurance policy.

HB 1108 would require all auto insurance policies in Mississippi to include mandatory uninsured motorist coverage for both bodily injury/death and property damage. This means drivers would automatically have protection if injured or damaged by an uninsured driver, with minimum coverage limits set by state law. Policyholders could choose higher coverage limits but could not opt out of the basic requirement. The bill directly affects every driver purchasing auto insurance in Mississippi by standardizing this protection.