Insurance: health insurers; coverage for emergency refill of prescription medication for up to a 30-day supply; repeal. Amends sec. 3406o of 1956 PA 218 (MCL 500.3406o) & repeals sec. 3406w of 1956 PA 218 (MCL 500.3406w).

SB 978 repeals the requirement that health insurers in Michigan provide emergency refills of prescription medications for up to a 30-day supply. This change directly affects insurance companies and their policyholders by removing the obligation to cover such emergency supplies under specific circumstances. The bill eliminates Section 3406w of the state's insurance code, which previously mandated these emergency coverage provisions. Consequently, insurers will no longer be required to grant these specific emergency refill exceptions, leaving the existing formulary and exception processes in Sections 3406o as the primary framework for drug coverage.