SB 976 Michigan Senate · 2025-2026 Regular Session

Insurance: health insurers; health insurance policy; include provision related to Michigan health insurance exchange act. Amends sec. 2212a of 1956 PA 218 (MCL 500.2212a). TIE BAR WITH: SB 0973'26

This bill amends Michigan's insurance code to require health insurers to provide consumers with a plain English summary of their policies and detailed information upon request. The legislation mandates that these summaries clearly explain coverage benefits, costs, exceptions, and renewal terms, while also ensuring policies are printed in a readable font size without highlighting specific text. Additionally, the bill requires insurers to disclose provider network details, professional credentials, and financial arrangements when asked, and it sets specific deadlines for delivering this information to applicants and policyholders.
Bill status passed 3 of 5 stages cleared
Introduction
May 2026
Committee Review
Jun 2026
Senate Passage
Jun 2026
House Passage
Governor
Introduced May 14, 2026 Last action Jun 18, 2026
Floor votes · Senate Jun 18, 2026

How they voted

2017
Passed · 2 other
Total votes 39
Jun 18, 2026
D Democratic20
20 Yea
100% Yea
R Republican19
17 Nay 2
89% Nay
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
11
Key actions
3
Committee
5
Jun 18, 2026
Committee
referred to Committee on Insurance
lower
Jun 18, 2026
Introduced
received on 06/18/2026
lower
Jun 18, 2026
Upper · Passed
PASSED ROLL CALL # 146 YEAS 20 NAYS 16 EXCUSED 2 NOT VOTING 0
upper
Jun 17, 2026
Upper · Passed
REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S)
upper
Jun 11, 2026
Committee
REFERRED TO COMMITTEE OF THE WHOLE
upper
Jun 11, 2026
Upper · Passed
REPORTED FAVORABLY WITHOUT AMENDMENT 6/10/2026
upper
May 14, 2026
Committee
REFERRED TO COMMITTEE ON HEALTH POLICY
upper
May 14, 2026
Introduced
INTRODUCED BY SENATOR PAUL WOJNO
upper
1 primary · 9 co-sponsors

Sponsors