Insurance: health insurers; updated references to reflect the enactment of the Michigan health insurance exchange act; provide for. Amends secs. 1261, 1262, 1262a & 1264 of 1956 PA 218 (MCL 500.1261 et seq.). TIE BAR WITH: SB 0973'26

SB 974 updates Michigan's insurance code to align with the state's health insurance exchange by clarifying definitions for roles such as navigators and certified application counselors. The bill establishes strict rules requiring these individuals to be state-certified before they can receive funding or assist consumers with health plan enrollment. It explicitly prohibits them from selling insurance or recommending specific plans, ensuring they provide only impartial information about available coverage options. Additionally, the legislation mandates that the state director implement a certification program including background checks and privacy training to protect consumer data.