Insurance: no-fault; certain claims by a passenger of a vehicle driven by an intoxicated individual; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3009a.

This bill prohibits passengers from receiving no-fault insurance benefits if they are injured in a crash caused by an intoxicated driver, provided the passenger was also intoxicated or refused a chemical test. The law applies specifically to accidents where the driver's impaired ability led to the crash, and at least one other person besides the passenger was also injured or killed. Under this new rule, the passenger's claim is denied only if the higher insurance limit for multiple injuries is applicable to the case. The changes will take effect for any auto insurance policies issued or renewed after the bill becomes law.