Insurance: no-fault; denial of claim based on failure to list all household members on policy; prohibit. Amends sec. 3114 of 1956 PA 218 (MCL 500.3114).

SB 782 prohibits auto insurers from requiring policyholders to list all household members on insurance applications and bans denial of coverage solely because someone wasn't listed. It directly affects Michigan residents applying for personal protection insurance and their relatives living in the same home. The bill amends Michigan’s insurance code to make it illegal for insurers to use household composition as a condition for coverage or claim denial. This changes existing practice by preventing insurers from refusing claims based on incomplete household information. The law applies to all standard auto insurance policies covering bodily injury from motor vehicle accidents.