SB 215 Michigan Senate · 2025-2026 Regular Session

Veterans: benefits; Michigan consumer protection act; amend to enhance protections for individuals applying for veterans benefits. Amends sec. 3k of 1976 PA 331 (MCL 445.903k).

SB 215 regulates who can provide veterans' benefit assistance in Michigan by amending the Michigan Consumer Protection Act. It restricts service providers to government agencies, VA-accredited individuals, or recognized veterans' organizations, and bans upfront fees - allowing only contingent fees capped at 5 times the monthly benefit increase. Providers must disclose free government services, that benefits aren’t guaranteed, and that no compensation can be charged for claims filed during the 1-year presumptive period. The bill also mandates specific disclaimers in advertising about veterans' benefit events, clarifying they’re not affiliated with VA or state agencies.
Bill status passed 3 of 5 stages cleared
Introduction
Apr 2025
Committee Review
Jun 2025
Senate Passage
Jun 2025
House Passage
Governor
Introduced Apr 17, 2025 Last action Jun 3, 2025
Maddy AI version diff · 1 comparison

What changed between versions

Senate Introduced Bill As Passed by the Senate · 7 edits · Jun 3, 2025
MODERATE
This bill amends Michigan's consumer protection act to strengthen protections for veterans seeking benefits by adding stricter rules on who can provide veterans' benefit services, requiring new disclosures about compensation and data privacy, and expanding background check requirements for those accessing veterans' personal information. The changes aim to prevent unauthorized individuals from profiting off veterans' benefits while ensuring proper oversight of those who are legitimately authorized to assist veterans.
Scope change
The bill expands the scope of prohibited conduct to include new requirements about data privacy, background checks for personnel accessing veterans' information, and specific rules about compensation for services related to initial disability benefit claims.
REQUIREMENT

Added new requirement that no international call centers or data centers may be used to process veterans' personal information.

Added requirement that veterans' personal login credentials cannot be used to access their medical, financial, or government benefits information.

Added new requirement that individuals accessing veterans' medical or financial information must undergo background checks with identity verification and criminal records checks conducted by reputable sources.

Modified compensation rules for initial disability benefit claims to require veterans to sign a waiver acknowledging they are within the 1-year presumptive period of active-duty release before any compensation can be received.

Added requirement that disclosure statements about events must be disseminated both orally and in writing at the beginning of any veterans' benefits event.

Modified disclosure requirements for advertisements to specify that disclosure must match the font size of the term 'veteran' and be disseminated at the beginning of events.

DEFINITION

Added new definition for 'veterans' benefit service' to clarify what types of services are covered under the protection rules.

Floor votes · Senate Jun 3, 2025

How they voted

380
Passed
Total votes 38
Jun 3, 2025
D Democratic19
19 Yea
100% Yea
R Republican19
19 Yea
100% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
10
Key actions
3
Committee
5
Jun 3, 2025
Committee
referred to Committee on Appropriations
lower
Jun 3, 2025
Introduced
received on 06/03/2025
lower
Jun 3, 2025
Upper · Passed
PASSED ROLL CALL # 157 YEAS 37 NAYS 0 EXCUSED 0 NOT VOTING 0
upper
May 21, 2025
Upper · Passed
REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S)
upper
May 14, 2025
Committee
REFERRED TO COMMITTEE OF THE WHOLE
upper
May 14, 2025
Upper · Passed
REPORTED FAVORABLY WITHOUT AMENDMENT 5/14/2025
upper
Apr 17, 2025
Committee
REFERRED TO COMMITTEE ON VETERANS AND EMERGENCY SERVICES
upper
Apr 17, 2025
Introduced
INTRODUCED BY SENATOR SYLVIA SANTANA
upper
1 primary · 1 co-sponsor

Sponsors