SB 105 Michigan Senate · 2025-2026 Regular Session

Insurance: health insurers; methods of payments and reimbursements for dental benefits; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.

SB 105 requires health plans and nonprofit dental corporations providing dental benefits to offer payment methods that deliver 100% of the payable amount to dentists without charging the dentist a fee to access payment (excluding fees from the dentist's financial institution). Dentists who choose to opt out of a payment method must maintain that choice until they opt back in or sign a new contract. This bill directly affects dentists and dental benefit providers in Michigan, applying to policies delivered, issued, or renewed after the law's effective date. It mandates specific reimbursement structures to reduce financial barriers for dental providers.
Bill status signed all 5 stages cleared
Introduction
Feb 2025
Committee Review
Jul 2026
Senate Passage
Mar 2025
House Passage
Jul 2026
Signed into Law
Jul 2026
Introduced Feb 26, 2025 Signed Jul 29, 2026
Maddy AI version diff · 2 comparisons

What changed between versions

As Passed by the Senate As Passed by the House · 2 edits · Jul 3, 2026
MINOR
The bill text was reformatted to remove internal tracking codes and standardize the layout, but the substantive legal requirements remained identical. The core mandate requiring health plans to offer 100% reimbursement methods to dentists without access fees is unchanged.
TECHNICAL

Removed internal legislative tracking codes, page headers, and footer text that were present in the Senate version but are not part of the enacted law.

Adjusted line breaks and spacing to align with standard House formatting conventions.

Floor votes · Senate Mar 19, 2025 · House Jul 3, 2026

How they voted

370
Passed · 1 other
Total votes 38
Mar 19, 2025
D Democratic19
18 Yea 1
94% Yea
R Republican19
19 Yea
100% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
28
Key actions
6
Committee
6
Jul 29, 2026
Introduced
FILED WITH SECRETARY OF STATE 7/22/2026 10:40 AM
upper
Jul 29, 2026
Signed into law
APPROVED BY GOVERNOR 7/21/2026 1:00 PM
upper
Jul 3, 2026
Lower · Passed
passed; given immediate effect Roll Call #302 Yeas 107 Nays 1 Excused 0 Not Voting 2
lower
Jul 2, 2026
Lower · Passed
motion to discharge committee approved
lower
Mar 19, 2025
Committee
referred to Committee on Insurance
lower
Mar 19, 2025
Introduced
received on 03/19/2025
lower
Mar 19, 2025
Upper · Passed
PASSED ROLL CALL # 39 YEAS 36 NAYS 0 EXCUSED 1 NOT VOTING 0
upper
Mar 19, 2025
Upper · Passed
REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S)
upper
Mar 13, 2025
Committee
REFERRED TO COMMITTEE OF THE WHOLE
upper
Mar 13, 2025
Upper · Passed
REPORTED FAVORABLY WITHOUT AMENDMENT 3/12/2025
upper
Feb 26, 2025
Committee
REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
upper
Feb 26, 2025
Introduced
INTRODUCED BY SENATOR JEFF IRWIN
upper
1 primary · 3 co-sponsors

Sponsors