Civil procedure: garnishment; certain benefits and tax credits; exempt from garnishment, and provide state limit on wages that are subject to garnishment. Amends sec. 4031 of 1961 PA 236 (MCL 600.4031) & adds secs. 4001a, 4032 & 4033.

This bill updates Michigan's civil procedure laws to clarify how much of a person's wages can be taken by creditors through garnishment. It specifically protects certain types of income from being garnished, including public assistance benefits, unemployment compensation, disability payments, and both federal and state earned income tax credits. Additionally, the legislation sets new limits on how much of a weekly paycheck can be seized, capping the amount at 20% of earnings up to a specific threshold and 30% of earnings above that threshold. These changes directly affect individuals whose wages are subject to garnishment and the creditors seeking to collect debts from them.