Insurance: health insurers; closure or removal of a health system considered a qualifying event for a special enrollment period; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ww.

This bill requires health insurers in Michigan to treat the closure or removal of a health system from their network as a qualifying event for a special enrollment period. Under this rule, individuals who lose access to their current doctors or hospitals due to these changes would be allowed to sign up for new health insurance plans outside of the usual annual open enrollment window. The legislation defines a "health system" broadly to include hospitals, physician practices, and other related care facilities that operate under common ownership or control. By codifying this requirement, the bill aims to ensure that people can maintain continuous coverage when their existing healthcare options are no longer available.