Transportation: other; insurance required under the peer to peer car sharing act; revise requirements to reflect elimination of no-fault insurance. Amends sec. 41 of 2024 PA 223 (MCL 257.2241). TIE BAR WITH: HB 5886'26, HB 5887'26, HB 5888'26

This bill updates Michigan's peer-to-peer car sharing insurance rules to align with the state's elimination of no-fault insurance. It requires car sharing programs to ensure that both vehicle owners and drivers maintain specific liability and property damage coverage during rental periods. The law clarifies that the car sharing company assumes liability for accidents unless the owner committed fraud or failed to return the vehicle properly. Additionally, the bill establishes that the car sharing program's insurance must act as primary coverage in case of disputes or if the owner's policy lapses.