Insurance: health insurers; invoking suicide clauses in insurance policies; prohibit if in compliance with death with dignity act. Amends secs. 3905 & 4037 of 1956 PA 218 (MCL 500.3905 & 500.4037) & adds secs. 3406rr. TIE BAR WITH: HB 5825'26

HB 5828 prohibits health insurers in Michigan from denying or limiting coverage for individuals who intend to end their lives in accordance with the state's Death with Dignity Act. The bill amends existing insurance code sections to ensure that suicide clauses in long-term care and universal life policies do not apply to deaths resulting from this specific medical aid-in-dying process. By adding a new section to the insurance code, the legislation clarifies that ending one's life under the Death with Dignity Act is not considered a suicide for the purposes of insurance exclusions.