Insurance: health insurers; coverage for hearing aids or hearing-related services for certain enrollees; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406uu.

HB 5436 requires health insurers in Michigan to cover hearing aids and related services for qualifying enrollees. It mandates coverage up to $3,000 per hearing aid every 36 months (adjusted annually using the Consumer Price Index starting in 2026), including evaluations, fittings, repairs, and related devices like earmolds. To qualify, an enrollee must be evaluated for hearing loss by an audiologist and medically confirmed as a hearing aid candidate by an otolaryngologist. Insurers may apply existing cost-sharing (like deductibles) but cannot exceed the $3,000 cap per device.