Insurance: insurers; coverage for certain pediatric autoimmune neuropsychiatric disorders; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406pp.

HB 5226 requires health insurance policies sold or renewed in Michigan to cover treatment for pediatric autoimmune neuropsychiatric disorders linked to strep infections (PANS) and pediatric acute-onset neuropsychiatric syndrome (PANS), including intravenous immunoglobulin therapy. This applies to all health insurance policies delivered, issued, or renewed in Michigan or covering Michigan residents, starting 90 days after the law takes effect. The bill directly affects children diagnosed with these specific conditions by mandating insurance coverage for their treatment. It amends Michigan's insurance code to ensure these therapies are included in standard coverage without additional patient cost.