Insurance: health insurers; methods of payments and reimbursements for dental benefits; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.

HB 4860 requires health plans and nonprofit dental corporations in Michigan to offer payment methods that give dentists 100% of the amount payable for dental services, without charging dentists fees to access those payments. This applies specifically to dental benefits under existing insurance laws and does not cover fees from a dentist's bank. Dentists who choose not to use a payment method must stay opted out until they rejoin or sign a new contract. The law affects dentists, dental insurers, and patients by changing how dental payments are processed, ensuring providers receive full reimbursement without extra costs. It applies to all dental insurance policies delivered, issued, or renewed after the law takes effect.