Insurance: health insurers; definition of health care insurer; include automobile insurers providing personal injury protection coverage. Amends sec. 2 of 1984 PA 323 (MCL 752.1002).
This bill amends Michigan's Health Care False Claim Act to expand the definition of "health care insurer" to include automobile insurers providing personal injury protection (PIP) coverage. PIP coverage pays for medical expenses after car accidents, and this change brings auto insurers into the same legal framework as health insurers for false claim enforcement. Previously, the law applied only to health insurers and self-insured entities, but now false claims related to PIP benefits will be subject to the same standards. This directly affects auto insurance companies operating in Michigan that offer PIP coverage.
Bill status
passed both
4 of 5 stages cleared
Introduction
Jul 2025
Committee Review
Sep 2025
House Passage
Sep 2025
Senate Passage
Sep 2025
Governor
Introduced Jul 1, 2025
Last action Sep 18, 2025
Maddy AI version diff · 1 comparison
What changed between versions
House Introduced Bill
→
As Passed by the House
·
4 edits
·
Sep 16, 2025
MODERATE
This bill amends the Michigan Health Care False Claim Act by adding new definitions for 'Deceptive' and 'False' claims, expanding the definition of 'Health care corporation' to include specific types of dental, hospital, and health maintenance organizations, and updating the definition of 'Health care insurer' to include self-insured entities. These changes clarify what constitutes a false claim and broaden the range of entities subject to the act's provisions.
Scope change
The bill expands the scope of entities covered under the Health Care False Claim Act to include self-insured legal entities and more specifically defines health care corporations to include nonprofit dental care corporations, hospital service corporations, medical care corporations, and health maintenance organizations.
DEFINITION
Added new definition for 'Deceptive' to clarify that it means making a claim containing a false statement of fact or failing to reveal a material fact that misleads the health care corporation or insurer.
Added new definition for 'False' to mean wholly or partially untrue or deceptive.
Modified the definition of 'Health care corporation' to explicitly list nonprofit dental care corporations, hospital service corporations, medical care corporations, and health maintenance organizations as covered entities.
Modified the definition of 'Health care insurer' to include self-insured legal entities that provide health care benefits to employees.
Floor votes · House Sep 16, 2025
How they voted
This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history
Actions timeline
Total actions
13
Key actions
3
Committee
4
Sep 18, 2025
Committee
REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
upper
Sep 18, 2025
Upper · Passed
PASSED BY HOUSE WITH IMMEDIATE EFFECT
upper
Sep 16, 2025
Lower · Passed
passed; given immediate effect Roll Call #206 Yeas 101 Nays 2 Excused 0 Not Voting 7
lower
Sep 3, 2025
Committee
referred to second reading
lower
Sep 3, 2025
Lower · Passed
reported with recommendation without amendment
lower
Jul 1, 2025
Committee
referred to Committee on Insurance
lower
Jul 1, 2025
Introduced
introduced by Representative Rep. Ron Robinson
lower
1 primary · 9 co-sponsors
Sponsors
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