Insurance: health insurers; health insurance mandate review commission; establish. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3478.

This bill establishes a new Mandated Review Commission within the Michigan legislative council to evaluate proposed laws that would require health insurers to cover specific benefits. The commission is composed of legislative leaders, state officials, and representatives from various sectors including hospitals, doctors, insurance companies, and employers. When a bill introduces a new health insurance mandate, the commission must conduct a thorough review analyzing the proposal's social impact, financial costs, and medical efficacy before it proceeds. Members of the commission serve without pay but can be reimbursed for expenses, and their meetings and records must be open to the public. Ultimately, the bill creates a structured process to ensure that any new required health coverage is carefully examined for its necessity, cost, and effectiveness.