Insurance: other; portable electronics insurance; allow. Amends sec. 2266 of 1956 PA 218 (MCL 500.2266). TIE BAR WITH: SB 1069'24, SB 1070'24, SB 1072'24, SB 1073'24, SB 1074'24, SB 1075'24, SB 1076'24, SB 1077'24, SB 1078'24

This bill allows insurance companies in Michigan to send notices and documents to customers via electronic means, such as email or mobile apps, provided the customer gives clear consent. To use this option, insurers must inform customers of their right to receive paper copies, explain how to withdraw consent, and confirm that the customer has the necessary technology to access the digital information. If a customer does not receive an electronic message or chooses to stop using it, the insurer must switch to traditional mail delivery. The law also protects insurance producers from liability regarding electronic delivery unless they directly caused harm and excludes health insurers from these requirements. Finally, this legislation will only take effect if several other related bills are passed into law at the same time.