Insurance: health benefits; hearing related services and devices; require coverage. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406aa.

This bill requires health insurance companies in Michigan to cover hearing-related services and devices for individuals under 19 who have been evaluated by an audiologist for hearing loss. The coverage includes audiologist exams, hearing aid fittings, maintenance, repairs, remote microphones, and speech therapy, though insurers may still apply standard cost-sharing rules like deductibles and co-pays. The law specifically excludes plans tied to health savings accounts to ensure compliance with federal tax regulations and will only take effect on January 1, 2026, if a related bill is also passed.