An Act providing health insurance coverage for scalp and facial hair prostheses

This bill requires health insurance policies in Massachusetts to cover scalp hair prostheses and facial medical pigmentation (like eyebrow replacements) for specific conditions. It directly affects individuals who have lost scalp or facial hair due to cancer/leukemia treatment, alopecia areata, alopecia totalis, non-classical 21-hydroxylase deficiency, or injury - not natural aging. Insurance must cover these items on a nondiscriminatory basis, subject to a physician’s written statement confirming medical necessity, and at a minimum equal to coverage for chemo-related hair loss. The bill amends multiple insurance law sections to mandate this coverage without expanding government programs.