An Act to ensure uniform and transparent reporting of medical debt data

This bill requires medical providers to report all medical debt to a central state system before sending it to debt collectors. It defines "significant medical debt" as amounts over $200 and mandates that the reporting system collect demographic data on 13 factors (including race, income, health status, and location) to analyze disparities. The system must track debt trends, collection practices, and settlement rates to help reduce the negative impacts of medical debt. Providers must share this data with state agencies before advancing debts to collections, aiming to increase transparency and inform policy decisions.