An Act providing living organ donor protections

This bill (HD 884) protects living organ donors from insurance discrimination. It prohibits insurers from denying, limiting, or charging more for coverage - across disability, life, annuity, or long-term care policies - solely because someone donated an organ, without considering other health risks. The law requires insurers to offer the same terms to donors as non-donors, with violations treated as unfair business practices. It directly affects living organ donors and all health/life insurers operating in Massachusetts. The bill amends multiple insurance chapters (175, 176D, 176U) to implement these protections.