A communication from the Division of Banks (see Section 13 of Chapter 167 of the General Laws) submitting its annual report for calendar year 2025

This bill serves as a procedural document to place the Division of Banks' annual report for calendar year 2025 on file. It does not create new laws or alter regulations but instead records the agency's activities, including the number of examinations conducted, consumer complaints handled, and regulatory actions taken during the year. The report details various updates to licensing rules for mortgage lenders, money transmitters, and small loan providers, as well as statistics on foreclosure delays and consumer reimbursements. By submitting this communication, the bill fulfills a statutory requirement for the Division of Banks to report its performance to the legislature.