An Act relative to insurance coverage for certain surgeries

This bill (HD 428) requires all health insurance policies issued, delivered, or renewed in Massachusetts to cover "excess skin removal surgical procedures." It directly affects: 1) Active and retired Commonwealth employees (via Chapter 32A amendments), 2) All health insurance policies in Massachusetts (across Chapters 175, 176A, 176B, and 176G). Key provisions mandate that insurance plans must provide this coverage without additional restrictions, applying to both individual and group plans. The bill does not define "excess skin removal" but requires coverage for the specified surgical procedures in all applicable policies.