An Act relative to IUD pain management coverage

This bill requires most health insurance plans in Massachusetts to cover pain management options during IUD insertions without cost-sharing. It applies to state employee health plans, Medicaid, private accident/sickness insurance, and hospital service plans, covering methods like IV sedation, oral sedation, or topical anesthesia as prescribed by a provider. The law prohibits deductibles, copays, or cost-sharing for these services and ensures coverage extends to spouses and dependents. Religious employers may opt out but must notify enrollees about excluded contraceptive services.