An Act providing civil legal remedies for victims of economic abuse

HD 2894 creates a new legal process for victims of economic abuse - defined as debts incurred due to identity theft, fraud, or coercion by family/household members (per G.L. c. 209A) or caretakers of elders/disabled individuals (per G.L. c. 265, §13K) - to challenge debts. Victims can submit a "Statement of Debt incurred through Economic Abuse" with supporting documentation (e.g., police reports, court orders, or verified statements from qualified third parties like healthcare providers or law enforcement). Upon receipt, creditors must immediately stop collection efforts, remove negative credit reports, return any payments made, and notify victims in writing within 10 business days. This law directly affects victims of abuse and their creditors, requiring clear, bilingual (English/Spanish) communication and streamlined resolution of disputed debts.