An Act relative to medical debt exclusion from creditor reports

This bill (HD 141) changes how medical debt appears on credit reports. It requires credit bureaus to remove medical debt from consumer credit reports if the debt is older than 7 years, regardless of whether it was paid. This directly affects individuals with medical bills who have not paid them within the 7-year reporting window. The key provision amends state law to exclude medical debt from credit reports after this 7-year period, while leaving other debt collection rules unchanged.