An Act relative to IUD pain management coverage

This bill requires most health insurance plans in Massachusetts to cover pain management during IUD insertion with no out-of-pocket costs for patients. It applies to state employee group insurance (Chapter 32A), Medicaid plans (Chapter 118E), private accident/sickness insurance (Chapter 175), and hospital service plans (Chapter 176A). The law mandates coverage for specific methods like IV sedation, nitrous oxide, or topical anesthesia without deductibles, copays, or unreasonable delays, and extends benefits to covered spouses and dependents. Religious exemptions for church employers are included, requiring written notice to enrollees about excluded services. The bill directly affects insurance providers and enrollees using these coverage types for IUD procedures.