H 454 Massachusetts House · 194th Legislature (2025-2026)

An Act relative to credit card surcharges

This bill (HD 2622) prohibits businesses from adding extra fees (surcharges) for using credit cards or any payment method. It allows businesses to offer discounts for cash, check, or debit card payments instead, but requires clear notice of these discounts in person, online, or verbally before transactions. The law directly affects retailers and consumers who pay with credit cards. It changes existing rules by banning credit card surcharges while permitting payment method discounts under specific disclosure requirements.
Bill status passed 3 of 4 stages cleared
Introduction
Feb 2025
Committee Review
Feb 2025
Senate Passage
Feb 2025
Governor
Introduced Feb 27, 2025 Last action Apr 2, 2026
Floor votes

How they voted

This bill passed the Senate. No roll call record of that vote is available.
Full legislative history

Actions timeline

Total actions
5
Key actions
1
Committee
1
Feb 27, 2025
Upper · Passed
Senate concurred
upper
Feb 27, 2025
Committee
Referred to the committee on Consumer Protection and Professional Licensure
lower
1 primary · 1 co-sponsor

Sponsors