An Act to improve outcomes for persons with limb loss and limb difference

HD 3787 requires health insurers in Massachusetts to cover prosthetic and orthotic devices without discrimination based on disability. It mandates coverage for devices designed for daily use and specific physical activities (like swimming or running), including repairs and replacements when medically necessary. The bill prohibits insurers from imposing stricter cost-sharing for these devices than for other medical services and ensures access to at least two in-network providers. This directly affects residents with limb loss or difference who rely on prosthetics or orthotics for mobility and daily function.