An Act relative to civil liability for improper flood hazard determinations

This bill allows building owners to sue companies or contractors who incorrectly determine if a property is in a flood hazard zone. It applies when the provider completed the form for payment (e.g., for a bank or insurer), offered a service guarantee, and mislabeled the flood risk, causing financial harm like inability to obtain flood insurance. The law creates a rebuttable presumption that the determination was correct if certified by a licensed engineer or surveyor, but a court can overturn this with evidence of error. If sued, the provider may be liable for actual damages, attorney fees, and court costs. It directly affects property owners and firms providing flood hazard assessments.