An Act regulating the use of credit reports by employers

This bill prohibits employers in Massachusetts from using credit reports to screen job applicants or current employees, with the goal of preventing financial history from influencing hiring decisions. The law allows exceptions only for roles requiring national security clearance or when specifically mandated by federal or state regulations. Employers are also barred from asking candidates about their creditworthiness or retaliating against them for filing complaints related to this policy. These restrictions will take effect on January 1, 2025, and cannot be overridden by requiring employees to sign waivers.