An Act to require liability insurance for gun ownership

This bill would require anyone in Massachusetts who owns, possesses, or carries a firearm, rifle, or shotgun to maintain liability insurance coverage. The law mandates that the state insurance commissioner create specific rules for what these insurance policies must include to meet the requirement. Individuals who fail to secure the necessary insurance could face fines ranging from $500 to $5,000, up to one year in jail, or both penalties. The provision explicitly excludes people who are temporarily on the premises of a licensed gun club.