Rep. Malcolm Ruff

Maddy summaryHB 849 prevents certain groups from being cut off from Maryland's Child Care Scholarship Program if a freeze on new enrollments is implemented. It specifically protects families receiving Temporary Cash Assistance, TANF, or Social Security Income; siblings of currently enrolled children; individuals who recently lost jobs (within 30 days); and government workers furloughed due to a shutdown lasting over 7 days. The bill adds these exceptions to the existing rules that would otherwise allow the program to freeze enrollment. This change ensures these vulnerable groups maintain access to child care assistance during enrollment freezes.

Maddy summaryHB 816 changes the Maryland Automobile Insurance Fund's purpose to require that it provide financial security "at affordable rates" for eligible residents who cannot obtain insurance from regular companies. It authorizes the Fund's Executive Director to establish an affordability program that may bypass standard rate regulations under Maryland insurance law. This program would help lower insurance costs for qualifying drivers by allowing the Fund to set rates based on affordability rather than typical industry factors. The bill amends specific sections of Maryland's insurance code to implement these changes, effective October 1, 2026.

Maddy summaryHB 1540 repeals the 2028 termination date for annual state funding required for the University of Maryland Capital Region Medical Center. The bill ensures the state will continue appropriating $10 million each fiscal year (previously set to end in 2028) to support the center's operations and transition. This directly affects the University of Maryland Medical System Corporation and Prince George's County, which must provide matching funds totaling $208 million for capital construction. The funding is specifically designated to maintain the medical center's financial viability, improve healthcare access, and prevent operating losses. The change removes the fixed end date, making the funding permanent unless future legislation alters it.

Maddy summaryHB 919 establishes the Practical Applications of Real Estate Appraisal (PAREA) Grant Program through the Maryland Higher Education Commission. The program provides grants directly to minorities residing in historically redlined neighborhoods and underrepresented communities who aim to become real estate appraisers. Its key mechanisms include closing appraisal gaps in these communities, diversifying the appraisal field, and supporting individuals pursuing PAREA certification. The Maryland Higher Education Commission will administer the grants starting July 1, 2026.

Maddy summaryHB 1490 modifies Maryland's Family Investment Program to protect individuals receiving Temporary Cash Assistance from losing benefits due to noncooperation with child support. It establishes specific "good cause" exceptions - such as domestic violence, homelessness, housing crises, child care barriers, or situations where cooperation would harm a child (e.g., incest, rape, or pending adoption) - that prevent the Department of Human Services from denying, reducing, or terminating assistance. The bill requires the Secretary to define these criteria and allows individuals to prove good cause through a simple oral or written statement, without needing written evidence, third-party verification, or paying for notarization. This directly affects low-income families navigating child support requirements while maintaining access to critical cash aid.

Maddy summaryHB 776, the NyKayla Strawder Memorial Act, requires Maryland intake officers to automatically file a petition declaring a child under 13 a "child in need of supervision" if the child is alleged to have caused a death through a criminal act (e.g., homicide or manslaughter). This applies specifically to cases where the child's actions would be a felony if committed by an adult. The bill removes the intake officer's discretion to handle such cases informally or dismiss them, mandating formal juvenile court processing. Law enforcement must also forward these complaints directly to the Department of Juvenile Services.

Maddy summaryHB 894, the Maryland Transit and Housing Opportunity Act, automatically designates qualifying transit-oriented developments (near rail stations with at least hourly service Monday-Friday 8am-6pm) as enterprise zones, granting tax incentives without separate approval. The bill requires the Maryland Development Corporation to prioritize redevelopment projects near transit in its loan programs and delays certain development fees for residential housing projects. It also changes local land use regulations near transit stations by altering municipal authority to restrict development in these areas.

Maddy summaryHB 1387 repeals the requirement that Maryland's Automobile Insurance Fund (MAIF) must pay fund producers (insurance agents/brokers) a minimum 10% commission on private passenger auto insurance policies. This bill removes the current law (Section 20-512 of Maryland's Insurance Article) that mandated MAIF to pay at least 10% commission (capped at 15% for private passenger auto), giving MAIF discretion to set commission rates without this floor. The change directly affects fund producers who sell MAIF policies, as they may receive lower commissions under the new policy. The repeal takes effect October 1, 2026.

Maddy summaryHB 738 establishes a legal mechanism for Maryland property owners to transfer real estate automatically to designated beneficiaries upon death, bypassing probate court. It creates "transfer-on-death deeds" (TODDs) with specific requirements for creation, revocation, and recording in county land records, while exempting these deeds from certain property transfer taxes. The bill directly affects Maryland homeowners who wish to simplify estate planning for real property, including those with existing life estate deeds that meet specific conditions. Key provisions include standardized forms for TODDs, retroactive application to qualifying pre-existing deeds, and updated recording rules for county clerks.

Maddy summaryHB 348 extends the expiration date of a racetrack license at 5200 Park Heights Avenue in Baltimore City until July 1, 2029, allowing the business to complete renovations. This bill directly affects the specific racetrack location by preventing license expiration during renovation work. The extension is temporary, automatically ending on July 31, 2029, without requiring further legislative action. It does not change general licensing rules for other businesses or areas in Baltimore City.