Health Insurance - Required Benefits for Dental Preventive Care - Frequency Limitation Interval (Healthy Moms and Family Smiles Act)

SB 120 shortens the maximum interval between covered dental preventive visits from 120 to 90 days for Maryland health insurance policies. It directly affects insurers and policyholders by requiring more frequent coverage for routine services like cleanings, exams, and fluoride treatments under existing plans. The bill applies to all policies issued or renewed in Maryland after January 1, 2027, without expanding coverage requirements beyond current preventive care benefits. This change aims to improve access to routine dental care by reducing waiting periods for covered services.