Common Ownership Communities - Oversight, Governing Document Database, and Local Commissions

HB 402 establishes a Common Ownership Community Ombudsman Unit within Maryland's Attorney General's Office to handle complaints from residents of homeowners associations (HOAs), condominiums, and cooperative housing communities about final adverse decisions made by their governing bodies. The unit will monitor relevant laws, provide members with information and referrals to dispute resolution services, and either make determinations about whether decisions violate laws or refer complaints to local county commissions. The bill also requires all common ownership communities to file governing documents with the Department of Housing and Community Development and mandates the department to create a public database of these documents. Annual reports on the unit's activities, including complaint volumes and actions taken, must be submitted to the department and the General Assembly.