Private Passenger Motor Vehicle Insurance - Use of Programs That Measure the Operation of an Insured Vehicle

Added requirement that insurers cannot initiate premium increases in increments of less than 6 months from the policy effective date

Added requirement for insurers to establish a process for policyholders to correct or appeal erroneous data collected through vehicle operation programs

Enhanced governance plan requirements to include monitoring for unfair discrimination and lack of actuarial justification

Added requirement for periodic reporting on audit scope, methodologies, findings, and corrective actions taken

Expanded definition of regulated systems to include both telematics and programs that measure vehicle operation

Modified disclosure requirements to include both telematics use and vehicle operation programs at application or renewal

Added monitoring requirement to ensure programs do not collect or process data in an unfairly discriminatory manner