Health Insurance - Postpartum Depression Screening - Required Coverage and Authorized Cost Sharing

SB 411 requires Maryland health insurers, nonprofit health service plans, and HMOs to cover postpartum depression screening for their members. It specifically mandates coverage for screenings using tools like the Edinburgh Postnatal Depression Scale, directly affecting new mothers enrolled in these plans. The bill allows insurers to apply standard copayments or coinsurance for this screening, but only up to the same level charged for similar covered services - preventing extra costs for this specific care. The law takes effect January 1, 2026, for all new or renewed health plans in the state.