Health Insurance - Cancellation and Nonrenewal of Coverage - Required Notice

HB 936 requires health insurance carriers to provide written notice of cancellation or nonrenewal for small group health plans to affected small employers and employees at least 90 days in advance. Notices must be sent via certified mail (return receipt requested) and electronically, including information about alternative coverage options like COBRA or plans through the Maryland Health Benefit Exchange. The bill applies specifically to small group market plans and takes effect July 1, 2025. It mandates carriers to offer affected employers other available plans and prohibits discrimination based on health status.