Health Insurance - Genetic Testing and Cancer Imaging - Required Coverage

HB 830 requires Maryland health insurers, nonprofit health plans, and health maintenance organizations to cover genetic testing for individuals with a personal or family history of cancer, as recommended by healthcare providers and aligned with medical guidelines. It also mandates coverage for follow-up cancer imaging (like mammograms or colonoscopies) if genetic testing indicates increased cancer risk, with no copayments, coinsurance, or deductibles for these specific services. The law applies to all health plans issued, delivered, or renewed in Maryland starting January 1, 2026, directly affecting patients with cancer risk factors and their insurers.