Medical Debt - Complaints for Money Judgment and Real Property Liens

HB 428 prohibits medical providers from placing liens on owner-occupied homes for unpaid medical debt. It requires courts to specify if a money judgment involves medical debt and mandates including the defendant’s primary residence address in such complaints. The bill adds a new provision (§ 14-203.1) stating that liens on homes where owners live cannot be created for medical debt, and courts must remove such illegal liens while potentially awarding damages. This applies prospectively from October 1, 2025, directly affecting Maryland homeowners and medical providers seeking debt collection.